Starwood Preferred Guest® Business Credit Card from American Express

• Earn 10,000 Starpoints® with your first purchase — that’s good for up to three free nights!*
• Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
• Redeem at over 860 participating Starwood hotels
• Transfer Starpoints to over 30 frequent flyer programs
• Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
• No annual fee for the first year - a savings of $45
• Voted Best Affinity Credit Card by frequent travelers in the 19th Annual Freddie Awards

• *See Card for Terms and Conditions

 

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Tuesday July 29, 3:58 pm ET
By Anne D’Innocenzio, AP Business Writer

Gas and food are expensive, but Americans find flicker of sunshine in economic gloom NEW YORK (AP) — Americans see a slice of sunlight for the economy, as a widely watched report Tuesday showed people are not as pessimistic about the future as they were a month ago.

The housing market is still falling, but so have gas prices — at least a little — and that was enough to spark a little hope amid the deepest economic gloom in 16 years.

But economists warn that the slight uptick, which reverses a six-month slide since January, is likely to be only temporary and doesn’t signal the beginning of a rally.

The Conference Board said Tuesday that its Consumer Confidence Index stands at 51.9 for July — about half of what it was a year ago and still the lowest since the index registered 54.6 in October 1992, when the economy was coming out of a recession.

But the reading was slightly higher than the revised 51.0 level for June and a bit better than the 50 economists expected. Still, economists were cautious.

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Here is an AMAZING business credit card with an INCREDIBLE reward program

Capital One® Business Platinum

• 0% APR on purchases until July 2009
• No annual fee
• Free year-end summary
• Free employee cards with individual spending limits you set

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The new generation of small-business owners might call J.D. Bauer “old school.”

But he’s also a survivor.

Bauer was a maintenance supervisor for a local company who saved his money and bought Smitty’s Welding Shop at 2526 S. Harbor City Blvd. in Melbourne about 30 years ago. Today, he’s still in business and, he says, doing well.

“I would have never dreamt when I bought the place that there would be so broad a spectrum of people who need welding,” Bauer said. “It’s kept bread on the table all these years, and we haven’t missed a meal yet.”

Despite his longevity as a small business owner, Bauer also faces the future with some trepidation over about the rising costs of doing business and the slumping economy. He’s not alone.

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The Small Business Administration (SBA) is an independent agency of the Federal Government, established by Congress to advise and help the Nation’s small businesses.

SBA Programs

Even if you have been turned down by your local bank, a SBA lender may be able to help you. Many SBA lenders will give special consideration to minority and/or women owned businesses. You will still need to meet the credit criteria. These are loans not grants.

SBA loans can be used to provide financing for the following uses:

* Provide small businesses with working capital
* Purchase real estate premises
* Purchase of furniture and fixtures
* Purchase of machinery and equipment
* Leasehold improvements
* Purchase of additional inventory
* Business acquisitions

 

 

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ACROSS MISSISSIPPI — U.S. Small Business Administration (SBA) economic injury disaster loans are available to small businesses and private non-profit organizations of all sizes located in the State of Mississippi as a result of freezing temperatures that occurred April 15, 2008.

Small businesses and private non-profit organizations in the following counties are eligible: Adams, Amite, Claiborne, Copiah, Clarke, Covington, Franklin, Forrest, George, Greene, Hinds, Issaquena, Jasper, Jefferson, Jefferson Davis, Jones, Lamar, Lauderdale, Lawrence, Lincoln, Madison, Marion, Newton, Pearl River, Perry, Pike, Rankin, Scott, Simpson, Smith, Stone, Walthall, Warren, Wayne, Wilkinson and Yazoo.

 

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July 23, 2008

 

Matt O’Brien–Contra Costa Times

OAKLAND — Dilsa Lugo learned how to cook masterfully in her Mexican hometown of Cuernavaca, but starting her own Bay Area food business was another kind of challenge.

She knew little English and had a young child to raise. In her spare time, she steamed 200 tamales a week in her West Berkeley home, selling most of them to her husband’s co-workers in construction.

If she stopped there, Lugo would be another of countless immigrants finding small ways to patch up household incomes in an informal economy. But Lugo took her business dreams a step further, enrolling in English and entrepreneurial classes, discovering a licensed community kitchen and, this week, obtaining a small cash grant to help grow her budding catering business.

"I did a lot of research about who was going to be my target customer," Lugo said. "The thing is, I don’t have transportation. So, all the food I make, I can only make for 40 or 50 people because I don’t have a truck or something bigger."

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